There are some funny assumptions people make about different regions. Just to clarify a few of them; yes, it can rain in the desert, yes, there are warm days in parts of Alaska, and no, coastal homes are not fireproof just because they’re right by the ocean.
In fact, in places like Maryland and California, it’s not uncommon for wood to dry out and become extra fire-prone due to the salt in the air and the sand’s tendency to chip away at the paint. This is why you see people putting so much effort into treating their homes and porches in Huntingtown, MD. This is also why people in coastal cities tend to wash and wax their cars once a week, because if you let that salty air build up on your auto, then you’re looking at serious rusting.
So yes, when a Huntingtown, MD residents call Monterey Insurance Group, Inc., they do so to make sure they get fire coverage as part of their home insurance plan. Even a houseboat can burn down if you’re not careful. Fire is just as likely in Maryland as anywhere else. The beach towns in America are generally not like a tropical rainforest where everything is so moist that it’s hard to start a fire without gasoline. Fire safety is just as crucial in Huntingtown, MD as it is in Arizona.
If you’re looking to buy a home insurance policy, or maybe upgrade what you have right now, it may be worth giving Monterey Insurance Group, Inc. a call. So that if a fire does take place at your home on the beach, you’ll be prepared to cover the damages. Try our online rating tool and get a quote on home insurance.