It is essential that you protect your home, it's one of the biggest investments a person can make. So, it is only right that you protect it from unexpected risks. However, you never know to what extent your home may get damaged, and that is why there is various home insurance coverage options.
Monterey Insurance Group is always here to help guide you. We can answer your questions, address your needs, and guide you through the options to help you make an informed decision.
Personal property coverage
When your house gets damaged by either fire, storms or any other unexpected event your personal property may become damaged as well. We advise you to do a home inventory to determine the value of your property. Keep a list and/or do a video recording of each room. Keep that list and video off-premises or in a fire rated safe. In the time of a loss having that list or video will alleviate the stress of trying to figure out what was lost.
As for your jewelry, you may have to purchase an extra policy if the jewelry is of high value or in abundance.
Auto insurance is one of the most vital and mandatory types of insurance policies because it helps vehicle owners counter losses that result from accidents. Let our team evaluate your coverages and make recommendations based on your needs. At Monterey Insurance Group, we will help you make informed decisions based on a balance of need and budget.
Use our comparative quoting tool to get instant auto and home quotes from different providers.